# Saldo blog — budgeting, saving money and apps

Guides to household and small-business budgets, saving money and choosing an app. Practical examples, comparisons and shared finances with Saldo.

- [How to start a household budget: your first month](https://getsaldo.pl/en/blog/how-to-start-a-household-budget/index.md): Build a household budget step by step: income, bills, spending categories and a monthly review. A practical example, with common double-counting mistakes to avoid.
- [Daily spending limit: how to decide what you can spend today](https://getsaldo.pl/en/blog/daily-spending-limit/index.md): Calculate a daily spending limit, separate everyday purchases from bills, and understand how Saldo counts expenses. Includes examples and a practical review routine.
- [A shared household budget: organise expenses as a couple](https://getsaldo.pl/en/blog/shared-household-budget/index.md): Plan a shared household budget without combining every part of your finances. Agree on costs, contributions and a review routine, with examples for couples and flatmates.
- [Best apps for saving money: which one fits your budget?](https://getsaldo.pl/en/blog/best-apps-for-saving-money/index.md): Compare Saldo, YNAB, Goodbudget and Wallet by budgeting approach. Learn what to check before choosing a money-saving app and how to run a practical trial.
- [Money-saving apps for businesses: choosing an expense control tool](https://getsaldo.pl/en/blog/money-saving-apps-for-businesses/index.md): Choose a business money-saving app for the right job: spending plans, expense documents or team purchasing controls. Practical examples for small business owners.
- [An expense tracking app on Always-On Display: how Saldo works](https://getsaldo.pl/en/blog/expense-tracking-on-always-on-display/index.md): See your daily budget through Saldo’s iPhone Live Activity. Understand the Lock Screen, Always-On Display, Dynamic Island and when spending data refreshes.
- [Best budget tracking apps: choose a workflow that fits your spending](https://getsaldo.pl/en/blog/best-budget-tracking-apps/index.md): Compare Saldo, Money Manager and Spendee for budget and expense tracking. Test cash purchases, refunds, shared records and daily spending decisions.

## Saldo

[App Store](https://apps.apple.com/pl/app/id6823664913) · [Web app](https://saldo.kamilbartczak.dev) · [Kamil Bartczak Software Development](https://kamilbartczak.dev)