YOUR MONEY. YOUR PEACE OF MIND.

Money in order.
Mind at ease.

For coffee. For plans. For life. See what you can spend today — and leave the counting to Saldo.

Start with Free · iPhone + web

See how it works
Saldo daily spending limit and category budgets; illustrative data, Polish interface
Available today88,00 PLN
Coffee on the goLittle treat, accounted for.
−18 PLN

LESS GUESSWORK. MORE LIVING.

01 — 06See how it works iOS / WEB
Daily spending limitAI receipt scanningShared workspacesSavings goals

01 /Play with your budget

One more coffee?
Now you know.

Set your daily limit. Add a little treat. Instantly see what’s left for the rest of your day. That’s everyday expense tracking with Saldo.

Explore the interactive case study
TodayLIVE DEMO
Left for todayPLN 88
Spent PLN 62Your daily limit PLN 150
PLN 150
50 PLN300 PLN

Each day is a fresh start. Unspent allowance doesn’t roll over to tomorrow.

02 /SMALL HABITS. A BIG DIFFERENCE.

Your finances. Your way.

RECEIPTEveryday groceries
Fresh bread8,90
Fruit & vegetables24,50
A little treat12,00
Total45,40 PLN
✧ AI prepares. You approve.
01 — LESS TYPING

Receipt. Photo. Sorted.

Take a picture of your receipt. AI drafts an expense. Check the amount and category, then confirm it. You always have the final say.

Your workspaces
Our home
Holiday
Just mine
02 — TOGETHER OR SEPARATE

Shared life. Shared budget.

Home, a trip, or your own finances. Keep them in separate workspaces and invite the people you want to plan with.

ITALIA, ESTATEItalian summer
3 200 / 5 000 PLN
A little closer to ciao!
03 — ROOM FOR YOUR PLANS

Not someday. Step by step.

A holiday? An emergency fund? Set a savings goal and see yourself getting closer to what matters to you.

Saldo budget overview with Food, Home and Entertainment categories

03 /EVERYTHING IN ITS PLACE

The big picture.
The little details.

More than your account balance. See income, expenses and category budgets together. Switch views and take a closer look at Saldo.

Real app screens · demo data · Polish interface

04 /ALWAYS WITH YOU

One glance.
You know.

Your daily budget on your iPhone Lock Screen with Live Activity. No searching, no opening the app. At your computer? Open Saldo in your browser and use the same account.

Open the web app
Tuesday, 20 October
SaldoOur home
Available todayPLN 88
Spent PLN 62Limit PLN 150
Illustrative Live Activity. Updates when you use the app.

05 /GOOD TO KNOW

A few good questions.

Let’s talk
What is Saldo?

Saldo is a personal finance and household budget app for iPhone and the web. It helps you track income and expenses, set a daily spending limit, plan category budgets and savings goals, and manage shared finances in workspaces.

How does the daily spending limit work?

You choose a daily allowance. Saldo subtracts the expenses included in your daily budget and shows what’s left. You can exclude individual transactions, such as rent. Unspent allowance doesn’t roll over to the next day.

Is Saldo free?

Saldo offers a Free plan and a paid Pro plan. You can start with Free. Current limits, prices and available features are shown in the app’s plan settings. AI features and imports are subject to plan limits.

Can I share a budget with someone?

Yes. Workspaces let you separate budgets and invite other people to shared finances. Each workspace has its own data, members and permissions. A Pro plan applies to one specific workspace.

How does AI receipt scanning work?

Upload a receipt photo and AI prepares an expense draft. You can review and correct the details before saving. Saving requires your confirmation. This feature requires consent to AI processing and is subject to plan limits.

Where can I download Saldo?

Download Saldo for iPhone from the Apple App Store. It’s also available in a web browser at saldo.kamilbartczak.dev. Use the same account on your phone and computer.

06 / A GOOD TIME FOR A FIRST STEP

Less “where did it go?”.
More peace of mind.

Your next small habit starts here.

Download on theApp StoreStart with Free · iPhone + web